01
Every wallet separate, one total to see it all
Cash in your pocket, a bank account, savings, mobile money — each
keeps its own balance, and Home adds them up into one clear total. Tap any wallet to
see just that one. The free plan includes 2 wallets, so cash and bank sit side by
side from day one.
- Each wallet shows its own balance, money in and money out
- Give each wallet its own icon and colour, so you can tell them apart at a glance
- With Coinly Pro, hold wallets in different currencies — each locked at
creation and converted into your Base Currency with daily exchange rates
- A third wallet, or a second currency, is part of Coinly Pro
02
Custom categories, organized your way
A full set of expense and income categories out of the box, each with its own icon
and color — toggle any of them off, and every list respects it instantly.
- Separate expense and income category lists
- Your own icon and color per category
- Live transaction counts, right in the list
03
Budgets that warn you before you overspend
A Coinly budget isn't tied to one category — group Entertainment + Dining into a
single "Discretionary" pool, weekly, monthly or yearly, always scoped to one wallet so its
progress is never blended across currencies.
- Live progress hint while you're still adding the transaction
- "About ⟨amount⟩ a day" tells you what you can still spend until the budget resets
- Tap any budget card to expand its per-category breakdown in place
- Every period kept as its own record, so you can compare against last month
- A notification when a budget gets close, and an alerts screen for near or over
04
Every budget remembers every month
A budget isn't one number you keep overwriting. Each period is its own record, so
raising your grocery cap in August doesn't quietly rewrite July — and once a month
ends, you can see whether it was better or worse than the three before it.
- Each period sealed with what you budgeted at the time
- "You usually spend ⟨amount⟩ a period", averaged over finished periods only
- Missed periods are filled in automatically when you reopen the app
- Past budgets keeps the ones you've stopped running
05
Every expense and income, one searchable timeline
Timeline groups everything by day with a running daily total, filters down to
Income, Expense, or just your recurring entries, and shows attached receipts right in
the list — swipe to delete.
- Day-grouped ledger with per-day totals
- Filter by All, Income, Expense, or Recurring
- This month free; last month, last 3 months, this year or your own dates with Coinly Pro
- Attached receipts show inline
- Export any period to CSV or a PDF report with Coinly Pro
06
A monthly report, and six months of trends
When a month ends, Coinly sums it up: what you spent, what you earned, what you kept and
where most of it went. With Coinly Pro the report also shows what changed since the month
before and how each budget ended, and Trends puts your last six months side by side.
- What you spent, earned and kept, and your biggest category, free every month
- What changed since the month before and how each budget ended, with Coinly Pro
- Six months of spending, income or money kept against your average, with Coinly Pro
- A month you started part-way through is marked, and never counted in an average
- Share any month's report as a PDF with Coinly Pro
07
Recurring expenses: set once, Coinly remembers
Fast enough for a one-off expense — quick-reuse chips, a receipt photo, a live budget
hint before you even save — and smart enough to handle the ones that repeat. Toggle
"Repeat this transaction," pick daily, weekly, monthly or yearly, and Coinly logs it
automatically from then on — including any occurrences you missed while the app was
closed.
- Recurring expenses or income — daily, weekly, monthly or yearly
- Set an end date, or leave it running until you say stop
- Attach a receipt from camera or gallery
08
Your backup, in your own Drive
Back up every wallet, transaction, category and budget to a single hidden file in your
own Google Drive — then restore it onto a new phone and carry on exactly where you left
off. Coinly has no servers, so there is nowhere else for it to go.
- Uses Google's restricted
drive.appdata scope — the rest of your Drive stays invisible to Coinly
- Backup, Restore and Disconnect, each one tap from More
- Connecting never overwrites a backup that is already there
- Automatic daily backup with Coinly Pro, only when something changed
- Optional — everything works without an account at all
